V. KUZYUTIN, Denis; V. NIKITINA, Maria; V. SMIRNOVA, Nadezhda; N. RAZGULYAEVA, Ludmila. The Vertical Differentiation Model in the Insurance Market: Costs Structure and Equilibria Analysis. Contributions to Game Theory and Management, [S. l.], v. 8, 2022. Disponível em: https://gametheory.spbu.ru/article/view/13457. Acesso em: 31 jan. 2025.